Blog tagged as Interest Rates

August 2026 OC market update uses July data: still a seller’s market. SFRs stay tight (2.65 months’ supply, $1.45M median sold). Condos are looser (3.45 months, $792K). Inventory is up, pendings are down, and ~6.66% mortgage rates are slowing demand. What July means for buyers and sellers now.

This post breaks down the latest from the Federal Reserve, key Trump housing policies, capital gains tax changes, and Democratic plans—helping you navigate what these mean for your next move in the market.

As inventory grows and mortgage rates ease, buyers gain negotiation power, while sellers must strategize to stand out. This comprehensive update explores median home prices, sales trends, days on market, and mortgage rates.

Mortgage rates have shown notable shifts since the start of the year. Let's explore the current state of mortgage rates, their trends since January 2025, projections for the remainder of the year, and how anticipated Federal Reserve rate cuts will influence rates moving forward.