Robert MacLean

Blog by Robert MacLean

NAR Litigation Settlement and the Major Changes

07.27.2024 06:44 PM - By Robert MacLean - Comment(s)
NAR Litigation Settlement and the Major Changes
Here is the update on the NAR Litigation Settlement and the major changes that are going to effect the real estate industry.

The Truth About Down Payments

04.10.2024 04:07 PM - By Robert MacLean - Comment(s)
The Truth About Down Payments
You don’t need to put 20% down to buy a home. There are plenty of options to make homeownership more accessible, even in one of California’s priciest markets. Let’s break down the down payment landscape, explore loan programs, and look at what real homebuyers are doing.

Down Payment Assistance Programs Can Help Pave the Way to Homeownership

01.01.2024 12:25 PM - By Robert MacLean - Comment(s)
Down Payment Assistance Programs Can Help Pave the Way to Homeownership
If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle and the reality is, you probably don’t need to put down as much as you think.

VA Loans Can Help Veterans Achieve Their Dream of Homeownership

03.15.2023 11:40 AM - By Robert MacLean - Comment(s)
VA Loans Can Help Veterans Achieve Their Dream of Homeownership
VA home loans offer a powerful way to achieve the dream of homeownership with unique benefits not found in conventional loans. These loans are designed to make buying a home more affordable and accessible. Here’s what you need to know to get started.

How Do I Know What My Home Is Worth?

03.01.2023 02:54 PM - By Robert MacLean - Comment(s)
How Do I Know What My Home Is Worth?
To calculate the actual value of your home you must consider a broad spectrum of factors. Here's what you need to consider, plus how to get started!

California Prop 19

01.28.2023 12:07 PM - By Robert MacLean - Comment(s)
California Prop 19
The passage of California Proposition 19 means substantial changes to the manner in which real property is reassessed in California. These changes will bring greater flexibility to certain property owners who are over 55, but will mean greater restrictions on certain intra-family transfers.

Common Ways To Hold Title

01.28.2023 12:07 PM - By Robert MacLean - Comment(s)
Common Ways To Hold Title
Title to real property in California may be held by individuals, either in Sole Ownership or in Co-Ownership. Co-Ownership of real property occurs when title is held by two or more persons. The following brief summaries reference seven of the more common examples of Sole Ownership and Co-Ownership.

Homeownership Is An Investment In Your Future

01.28.2023 12:07 PM - By Robert MacLean - Comment(s)
Homeownership Is An Investment In Your Future
For today’s buyers, the high entry cost can be daunting, but the potential for future wealth, tax savings, and a vibrant life is real—if you plan smartly. The lessons from long-term homeowners offer valuable insights, lets break it down.

Pre-Approval Is a Critical First Step on Your Homebuying Journey

01.15.2023 08:19 AM - By Robert MacLean - Comment(s)
Pre-Approval Is a Critical First Step on Your Homebuying Journey
Your lender will give you a pre-approval letter to help you understand your true price range and how much money you can borrow. That can make it easier when you set out to search for homes because you’ll know your overall numbers.

Key Terms To Know When Buying a Home 

01.14.2023 03:42 PM - By Robert MacLean - Comment(s)
Key Terms To Know When Buying a Home 
Buying a home is a major transaction that can seem even more complex when you don’t understand the terms used throughout the process.