<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.macleanrealtygroup.com/blog/tag/pricing/feed" rel="self" type="application/rss+xml"/><title>MacLean Realty Group - Blog #Pricing</title><description>MacLean Realty Group - Blog #Pricing</description><link>https://www.macleanrealtygroup.com/blog/tag/pricing</link><lastBuildDate>Sun, 18 Oct 2026 22:30:47 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[October 2026 Orange County Real Estate Update: Prices, Inventory & Days on Market]]></title><link>https://www.macleanrealtygroup.com/blog/post/october-2026-orange-county-real-estate-update-prices-inventory-days-on-market</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-34.png"/>Orange County’s October market report is here. Single-family homes continue to outperform condos as inventory rises and mortgage rates stay elevated near 7.5%. See the latest median prices, days on market, and what it means for buyers and sellers.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_lZF_BqgNS-KGN7JQ-A9kkw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_Jw08Mh8MTqGIRsldSIQBVw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_XeVlQQn-SICfIl7U12lgsQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_4-GJu9JpFCJBqXZirXxa5w" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_4-GJu9JpFCJBqXZirXxa5w"] .zpimage-container figure img { width: 1110px ; height: 582.54px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-34.png" size="fit" alt="October 2026 Market Trends for Orange County CA" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_lKW7TAl_Twmqp5_zS7Kt3A" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p><span style="font-size:16px;">Orange County’s housing market entered October with a clear split: single-family homes continue to hold up better than condos as inventory rises and elevated mortgage rates weigh on buyer demand. September data shows the market remains tilted in favor of sellers, but the gap is narrowing. Active listings increased, closed sales dropped sharply<span>&nbsp;</span>from the prior month, and days on market lengthened—especially for condos. Meanwhile, single-family home prices stayed firm while the condo segment remained flatter. With 30-year mortgage rates hovering near 7.5%, affordability pressures are giving buyers more negotiating room even as well-priced homes continue to sell.</span></p><p><span style="font-size:16px;"><br/></span></p><div><h3><span style="font-size:20px;">Active Listings: Inventory Is Rising</span></h3><p>Active inventory across single-family + condo/townhouse/apt reached <strong>4,794</strong> properties in September 2026, up 2.5% month-over-month.</p><div><div><div><div><table><thead><tr><th>Property Type</th><th># of Active Properties</th><th>MoM Change</th><th>Median List Price</th><th>MoM Change</th><th>Median Days in RPR</th></tr></thead><tbody><tr><td><span style="color:rgb(1, 58, 81);">Combined</span></td><td><span style="color:rgb(1, 58, 81);">4,794</span></td><td><span style="color:rgb(1, 58, 81);">+2.5%</span></td><td><span style="color:rgb(1, 58, 81);">$1,290,000</span></td><td><span style="color:rgb(1, 58, 81);">-0.6%</span></td><td><span style="color:rgb(1, 58, 81);">48 (+2.1%)</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Single Family</span></td><td><span style="color:rgb(1, 58, 81);">2,800</span></td><td><span style="color:rgb(1, 58, 81);">+2%</span></td><td><span style="color:rgb(1, 58, 81);">(not separately listed in active price chart)</span></td><td><span style="color:rgb(1, 58, 81);">—</span></td><td><span style="color:rgb(1, 58, 81);">47 (0%)</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Condo/Townhouse/Apt</span></td><td><span style="color:rgb(1, 58, 81);">1,994</span></td><td><span style="color:rgb(1, 58, 81);">+3.2%</span></td><td><span style="color:rgb(1, 58, 81);">$799,844</span></td><td><span style="color:rgb(1, 58, 81);">+0.1%</span></td><td><span style="color:rgb(1, 58, 81);">51 (+8.5%)<br/></span></td></tr></tbody></table></div></div><div></div></div></div><p><br/></p><p>Condos are showing faster inventory growth and a bigger jump in days on market. New listings for the combined market rose 11.1% month-over-month to 2,452, indicating more sellers are testing the market heading into fall.</p><p><br/></p><h3><span style="font-size:20px;">Pending vs. Sold vs. Active: Speed and Volume</span></h3><p>Homes that go under contract and close still move relatively quickly, while overall active inventory is lingering longer.</p><ul><li><strong>Active median days in RPR</strong>: ~47–51 days.</li><li><strong>Pending median days in RPR</strong>: 56 days for combined and single-family (sharp +133–167% MoM jumps). This spike suggests some contracts are taking longer or more listings are stalling in pending status.</li><li><strong>Sold median days in RPR</strong>: 19 days for single-family homes (+11.8% MoM) and 29 days for condos (+3.6% MoM). Combined: 23 days.</li></ul><div><br/></div><p><strong>Volume comparison (September 2026)</strong>:</p><ul><li>Active: 2,800 single-family (+2% MoM), 4,794 condo (+2.5% MoM)</li><li>Pending: 1,222 single-family (+29% MoM),&nbsp; 625 condo (+28.1% MoM)</li><li>Sold: 581 single-family (−48.4% MoM), 276 condo (−49.8% MoM)</li></ul><div><br/></div><p>The large month-over-month drop in closed sales is typical of the seasonal transition from summer, but it is amplified by higher borrowing costs reducing buyer activity.</p><p><br/></p><h3><span style="font-size:20px;">Median Prices: Single-Family Holding Stronger Than Condos</span></h3><p><strong>Sold prices</strong>:</p><ul><li>Single-family median sold price:&nbsp;<strong>$1,475,000&nbsp;</strong>(+3.1–3.15% MoM). Sold-to-list ratio remains strong at 99.2%.</li><li>Condo median sold price:&nbsp;<strong>$794,500&nbsp;</strong>(+1.9% MoM). Sold-to-list: 98.6%.</li><li>Combined median sold:&nbsp;<strong>$1,280,000&nbsp;</strong>(+3.6% MoM).</li></ul><div><br/></div><p><strong>Estimated property values</strong> (broader market indicator):</p><ul><li>Single-family: $1,348,910 (0% MoM,&nbsp;<strong>+2.2% over the prior 12 months</strong>)</li><li>Condo: $824,250 (−0.1% MoM, −0.3% over 12 months)</li><li>Combined: $1,231,930 (0% MoM, +2% over 12 months)</li></ul><div><br/></div><p>Single-family homes continue to show modest appreciation while the condo segment has flattened or softened slightly year-over-year. Active median list prices are lower than recent sold prices for single-family homes, which is common as sellers adjust expectations.</p><p><br/></p><h3><span style="font-size:20px;">Months of Inventory and Market Type</span></h3><p>Both segments are still classified as seller’s markets, but inventory is climbing:</p><div><div><div><div><table><thead><tr><th>Property Type</th><th>Months of Inventory</th><th>MoM Change</th><th>12-Month Change</th><th>Market Type</th></tr></thead><tbody><tr><td><span style="color:rgb(1, 58, 81);">Single Family</span></td><td><span style="color:rgb(1, 58, 81);">2.64</span></td><td><span style="color:rgb(1, 58, 81);">+4.3%</span></td><td><span style="color:rgb(1, 58, 81);">−5.4%</span></td><td><span style="color:rgb(1, 58, 81);">Seller’s</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Condo</span></td><td><span style="color:rgb(1, 58, 81);">3.61</span></td><td><span style="color:rgb(1, 58, 81);">+6.2%</span></td><td><span style="color:rgb(1, 58, 81);">+12.1%</span></td><td><span style="color:rgb(1, 58, 81);">Seller’s</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Combined</span></td><td><span style="color:rgb(1, 58, 81);">2.97</span></td><td><span style="color:rgb(1, 58, 81);">+4.9%</span></td><td><span style="color:rgb(1, 58, 81);">+1%</span></td><td><span style="color:rgb(1, 58, 81);">—</span></td></tr></tbody></table></div></div><div></div></div></div><p><br/></p><p>Single-family inventory is tighter year-over-year. Condos have seen a more noticeable buildup in supply, giving buyers slightly more leverage in that segment.</p><p><br/></p><h3><span style="font-size:20px;">Mortgage Rate Trends and Market Impact</span></h3><p>As of mid-October 2026, Bankrate’s national average 30-year fixed mortgage rate is approximately <strong>7.46–7.55%</strong>, with the 15-year fixed near 6.82%. Rates rose sharply through much of 2026 after starting the year lower (early 2026 lows near 6%), driven by persistent inflation, elevated oil prices tied to geopolitical tensions, and higher 10-year Treasury yields (recently above 5.3% at points).</p><p><br/></p><p>Higher rates reduce purchasing power, slow buyer urgency, and contribute to longer days on market for active listings while supporting only modest price growth. Many homeowners remain “rate-locked” with lower-rate mortgages from prior years, limiting new supply of well-priced homes. Experts generally expect rates to remain elevated (“higher for longer”) into 2027, which should keep demand restrained and inventory from collapsing.</p><p><br/></p><h3><span style="font-size:20px;">Conclusions: What the Data Says</span></h3><p>Orange County’s September 2026 market shows a classic late-summer/early-fall transition amplified by higher mortgage rates. Single-family homes remain the stronger, tighter segment with better price support and faster sales for properties that are correctly priced. Condos are softer, with rising inventory, longer active days on market, and flatter values.</p><p><br/></p><p><strong>For sellers</strong>: Price realistically relative to recent comps. Homes that sell still move in under three weeks in many cases (especially single-family), but overpriced listings sit longer. Strong sold-to-list ratios indicate well-prepared, well-priced homes continue to attract buyers.</p><p><br/></p><p><strong>For buyers</strong>: More inventory (especially condos) and longer active market times create better negotiating room than in prior years. However, elevated rates mean monthly payments remain high, so focusing on total affordability and long-term equity is key. Single-family homes are more competitive.</p><p><br/></p><p>Overall, the market is cooling from peak tightness but is far from a buyer’s market. Price declines remain limited because inventory, while rising, is still historically constrained relative to pre-pandemic levels, and demand for quality Orange County housing persists.</p><p><br/></p><p><strong>Frequently Asked Questions</strong></p><p><strong><br/></strong></p><p><strong>What is the median home price in Orange County right now?</strong><br/> In September 2026, the median sold price was $1,475,000 for single-family homes and $794,500 for condos/townhomes. The combined median sold price was $1,280,000.</p><p><br/></p><p><strong>Is Orange County a buyer’s or seller’s market?</strong><br/> It remains a seller’s market for both single-family homes (2.64 months of inventory) and condos (3.61 months), though inventory is rising and buyers have more options than in recent peak years.</p><p><br/></p><p><strong>How long are homes taking to sell in Orange County?</strong><br/> Active listings average roughly 47–51 days. Homes that sell do so faster—median 19 days for single-family sold properties and 29 days for condos.</p><p><br/></p><p><strong>How are mortgage rates affecting the Orange County market?</strong><br/> Rates near 7.5% are reducing buyer purchasing power and contributing to slower sales volume and longer days on market for active listings, while price appreciation has moderated to low single digits year-over-year for single-family homes.</p></div></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Sat, 17 Oct 2026 17:20:05 -0700</pubDate></item><item><title><![CDATA[Fannie Mae and Freddie Mac’s 2026–2027 Condo Rules: What Changed and How They Affect HOA Fees]]></title><link>https://www.macleanrealtygroup.com/blog/post/fannie-mae-and-freddie-mac-s-2026–2027-condo-rules-what-changed-and-how-they-affect-hoa-fees</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Fannie-and-Freddie.jpg"/>Fannie Mae and Freddie Mac raised condo reserve rules from 10% to 15%, ended limited reviews, and tightened project eligibility. Here’s what GSE means and how the changes can raise HOA fees.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_OpqXhb7uSCitP2YxSC3aSQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0_p1gTddSq6YM8V4DTT9dw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_au9BVEJES4i-tg_paG36Rw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_oYIgGQ8Vmg8-5VfEHEnfAw" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_oYIgGQ8Vmg8-5VfEHEnfAw"] .zpimage-container figure img { width: 1110px ; height: 624.38px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Fannie-and-Freddie.jpg" size="fit" alt="Fannie Mae and Freddie Mavc" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_b-eVvkg3REWCgxA4a9OXVQ" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><h2><b><span style="font-size:24px;">What does GSE stand for?</span></b></h2><p><b>GSE</b> means <b>government-sponsored enterprise</b>.</p><p>Fannie Mae (Federal National Mortgage Association) and Freddie Mac (Federal Home Loan Mortgage Corporation) are the two primary GSEs in U.S. housing finance. They do not usually lend directly to buyers. They buy mortgages from lenders, which is why their condo project rules shape most conventional loan underwriting.</p><p><br/></p><p>If a condo project fails GSE eligibility, buyers often cannot use a standard conventional loan. That can shrink the buyer pool, slow sales, and push boards to raise fees so the building stays “warrantable.”</p><p><br/></p><h2><b><span style="font-size:24px;">What are the updated Fannie Mae and Freddie Mac condo rules?</span></b></h2><p>The agencies issued matching updates on <b>March 18, 2026</b> (Fannie Mae Lender Letter LL-2026-03 and Freddie Mac Guide Bulletin 2026-C). The changes phase in on several dates.</p><p><br/></p><h3><b><span style="font-size:20px;">1. Limited Review / Streamlined Review is retired</span></b></h3><p><b>Effective:</b> loan applications dated on or after <b>August 3, 2026</b> (lenders could implement earlier).</p><p>Established condo projects generally can no longer use the old shortcut review. Most conventional condo loans now need a <b>Full Review</b> of:</p><ul><li>the association budget</li><li>reserve funding</li><li>insurance</li><li>delinquencies</li><li>litigation</li><li>special assessments</li><li>building condition and critical repairs</li></ul><div><br/></div><p><b>Exception:</b> small projects can often use a waiver / exempt-from-review path—typically <b>2–10 units</b>, with extra limits if a 5–10 unit project sits inside a master association.</p><p><br/></p><h3><b><span style="font-size:20px;">2. Reserve funding minimum rises from 10% to 15%</span></b></h3><p><b>Effective:</b> applications dated on or after <b>January 4, 2027</b>.</p><p>The project budget must allocate at least <b>15% of annual budgeted assessment income</b> to replacement reserves for capital expenditures and deferred maintenance. That line item should be clearly identifiable in the budget.</p><p><br/></p><p>Example used across industry explanations: an association collecting <b>$500,000</b> a year in assessments would need <b>$75,000</b> in reserve funding instead of <b>$50,000</b>.</p><p><br/></p><h3><b><span style="font-size:20px;">3. Reserve-study alternative (the important escape hatch)</span></b></h3><p>A project can avoid the flat 15% rule if <b>all</b> of the following are true:</p><ul><li>It has a reserve study completed or updated within the last <b>three years</b></li><li>The study was prepared by an independent expert</li><li>The adopted budget funds the <b>highest recommended</b> allocation in that study</li><li>The study does <b>not</b> use baseline/threshold funding (the method that lets the reserve balance approach zero)</li></ul><p>These study standards apply starting with <b>August 3, 2026</b> applications.</p><p><br/></p><h3><b><span style="font-size:20px;">4. Other material changes</span></b></h3><ul><li>The <b>50% investor / owner-occupancy cap</b> for established projects was retired.</li><li>Lenders look more closely at <b>critical repairs</b> and whether funds are set aside.</li><li>Insurance rules were updated (including more flexibility on roof coverage in some cases and a commonly cited <b>$50,000 per-unit deductible</b> cap on master policies).</li><li>Special assessments must be evaluated and can count in the borrower’s debt ratios.</li></ul><div><br/></div><h2><b><span style="font-size:24px;">How will the new rules affect HOA fees?</span></b></h2><p>The GSE rules do not legally force every board to raise dues on a set date. They change what it takes for units to qualify for the cheapest, most common mortgages. That market pressure is what moves fees.</p><p><br/></p><h3><b><span style="font-size:20px;">Higher reserve contributions usually mean higher assessments</span></b></h3><p>Associations that were budgeting only the old <b>10%</b> floor need a larger reserve contribution. Operating costs rarely fall enough to cover a 50% increase in the reserve line, so boards typically:</p><ul><li>raise regular monthly assessments</li><li>phase in a multi-year dues increase</li><li>levy a special assessment</li><li>take a reserve loan (which still gets repaid through fees)</li></ul><p>If the board uses a reserve study instead of the 15% floor, dues may still rise if the study’s <b>highest recommended</b> funding level is above current collections.</p><p><br/></p><h3><b><span style="font-size:20px;">Unwarrantable projects create a second fee pressure</span></b></h3><p>If reserves, insurance, repairs, or documentation fail a Full Review, the project can lose conventional financing eligibility. Buyers then need non-QM or portfolio loans—usually higher rates and tighter terms. Fewer qualified buyers can weaken resale values, which gives owners a strong reason to approve fee increases.</p><p><br/></p><h3><b><span style="font-size:20px;">Full Review also raises soft costs</span></b></h3><p>Ending limited review means more questionnaires, budgets, insurance certificates, reserve studies, and delay risk on sales. Management and legal time often show up later in the operating budget.</p><p><br/></p><h2><b><span style="font-size:24px;">Key dates boards and owners should calendar</span></b></h2><table cellspacing="0" cellpadding="0"><tbody><tr><td><p style="text-align:center;"><b style="color:rgb(1, 58, 81);">Change</b></p></td><td><p style="text-align:center;"><b style="color:rgb(1, 58, 81);">Typical effective date</b></p></td></tr><tr><td><p><span style="color:rgb(1, 58, 81);">Matching GSE announcements</span></p></td><td><p><span style="color:rgb(1, 58, 81);">March 18, 2026</span></p></td></tr><tr><td><p><span style="color:rgb(1, 58, 81);">Insurance deductible updates (commonly cited)</span></p></td><td><p><span style="color:rgb(1, 58, 81);">July 1, 2026</span></p></td></tr><tr><td><p><span style="color:rgb(1, 58, 81);">Limited / Streamlined Review retired; tighter reserve-study standards</span></p></td><td><p><span style="color:rgb(1, 58, 81);">August 3, 2026</span></p></td></tr><tr><td><p><span style="color:rgb(1, 58, 81);">Reserve allocation floor rises from 10% to 15%</span></p></td><td><p><span style="color:rgb(1, 58, 81);">January 4, 2027</span></p></td></tr></tbody></table><p>Always confirm the application-received date your lender is using. Implementation can be earlier than the mandatory date.</p><p><b><br/></b></p><h2><b><span style="font-size:24px;">What condo boards should do now</span></b></h2><ol><li><b>Pull the current budget</b> and calculate reserve allocation as: annual reserve contribution ÷ annual assessment income.</li><li><b>Order or update a reserve study</b> if it is older than three years. Ask the provider to document a full-funding recommendation, not baseline funding.</li><li><b>Adopt the highest recommended funding level</b> if you plan to use the study alternative instead of the flat 15%.</li><li><b>Prepare Full Review files</b> before a unit lists: budget, year-end financials, insurance declarations, delinquency report, litigation summary, reserve study, and any structural or special-assessment documents.</li><li><b>Communicate early.</b> Owners accept dues increases more readily when they understand the alternative: harder sales and weaker prices.</li></ol><div><br/></div><h2><b><span style="font-size:24px;">FAQ</span></b></h2><h3><b><span style="font-size:20px;">Do Fannie Mae and Freddie Mac set my HOA budget?</span></b></h3><p>No. They set loan-purchase rules. Boards still adopt the budget. The practical effect is that conventional financing often depends on meeting those rules.</p><p><br/></p><h3><b><span style="font-size:20px;">Can we stay at 10% reserves after January 2027?</span></b></h3><p>Not if you want the project to pass the standard GSE reserve test. You need either the 15% allocation or a qualifying reserve study funded at the highest recommended level.</p><p><br/></p><h3><b><span style="font-size:20px;">Will every owner’s HOA fee go up?</span></b></h3><p>Not automatically. Associations already funding 15% or more, or already following a current full-funding study, may not need a large increase. Associations at the old 10% floor are the most likely to raise fees.</p><p><br/></p><h3><b><span style="font-size:20px;">Do these rules apply to every HOA, or only condos?</span></b></h3><p>The core project-review and reserve changes target <b>condominium</b> (and similar) projects whose units are sold with GSE-eligible conventional loans. Detached homes in ordinary HOAs are usually underwritten differently.</p><p><br/></p><h3><b><span style="font-size:20px;">What is a warrantable condo?</span></b></h3><p>A warrantable condo is a project that meets Fannie Mae and/or Freddie Mac eligibility so lenders can sell the loan to a GSE. Non-warrantable projects are still sellable, but financing is typically more expensive and more limited.</p><p><br/></p><h2><b><span style="font-size:24px;">Bottom line</span></b></h2><p>Fannie Mae and Freddie Mac’s 2026–2027 condo updates tighten two things buyers and boards feel immediately: <b>how hard the project is to review</b> and <b>how much the association must save</b>. The 15% reserve rule and the end of limited review will not raise every fee overnight, but they will push many underfunded associations to increase assessments if they want units to remain easy to finance.</p><p><br/></p><p>Owners should ask the board three questions: What percent of assessment income is going to reserves today? How old is the reserve study? And will the 2027 budget meet 15% or the study’s highest recommended funding level?</p></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 22 Sep 2026 13:46:38 -0700</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: August 2026]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-august-2026</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-29.png"/>August 2026 OC market update uses July data: still a seller’s market. SFRs stay tight (2.65 months’ supply, $1.45M median sold). Condos are looser (3.45 months, $792K). Inventory is up, pendings are down, and ~6.66% mortgage rates are slowing demand. What July means for buyers and sellers now.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_AlCkcUZRT7qnNHT-4ufdXg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_e2KGZmdFQnSYioK783Ai4Q" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_P8jD0HYOSoGYv-uuVNDYZA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_Kgw6TC8W78loAF3Wung-7g" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_Kgw6TC8W78loAF3Wung-7g"] .zpimage-container figure img { width: 1110px ; height: 582.54px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-29.png" size="fit" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_6YGLm664RFe1ROWBNaf2iw" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-center zptext-align-tablet-center " data-editor="true"><p></p><div><p><em>July numbers are in. Here’s what they mean as we move through August.</em></p><p>Orange County is still a seller’s market heading into late summer—but the gap between single-family homes and condos/townhomes is widening, inventory is climbing, and higher mortgage rates are slowing the pace of deals.</p><p><br/></p><p>If you’re buying or selling in Irvine, Newport Beach, Huntington Beach, Mission Viejo, or anywhere in Orange County, July’s numbers look familiar on the surface: limited supply, homes still selling close to list, and prices that haven’t collapsed. Dig one layer deeper and the story changes. Active listings rose, new pendings dropped, sold prices slipped month-over-month, and days on market stretched. That’s not a crash. It’s a seasonal and rate-driven cooling after a strong first half of the year—and it’s the backdrop for August decisions.</p><p><strong style="text-align:center;"><br/></strong></p><p><strong style="text-align:center;">Here’s the balanced look at July activity, split by property type, plus what mortgage rates are doing to demand right now.</strong></p></div>
<div><h3><span style="font-size:20px;"><strong>July 2026 Snapshot (Single Family + Condo/Townhouse/Apt.)</strong></span></h3><ul><li><strong>Median sold price:</strong>&nbsp;$1,240,000 (down 3.1% month-over-month)</li><li><strong>Active listings:</strong>&nbsp;4,956 (up 4.2% MoM)</li><li><strong>Months of inventory:</strong>&nbsp;2.93 (up 5.8% MoM, but still down 11.2% year-over-year)</li><li><strong>Sold-to-list ratio:</strong>&nbsp;99.3%</li><li><strong>Median days on market (sold):</strong>&nbsp;19 (up sharply from June)</li><li><strong>Market type:</strong>&nbsp;Seller’s market</li></ul><div><br/></div>
<p>Estimated median property value sat at $1,232,630 — up 0.5% from June and <strong>+2% over 12 months</strong>. Values are still grinding higher even as transaction volume and list prices ease.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Single-Family Residences: Still the Tighter, Stronger Segment</strong></span></h3><p>Single-family homes remain the healthiest part of the Orange County market.</p><ul><li>Median list price on actives:&nbsp;<strong>$1,795,000</strong>&nbsp;(essentially flat, –0.2% MoM)</li><li>Active inventory:&nbsp;<strong>2,939</strong>&nbsp;(+3.1% MoM)</li><li>Months of supply:&nbsp;<strong>2.65</strong></li><li>Median sold price:&nbsp;<strong>$1,450,000</strong>&nbsp;(–1.2% MoM)</li><li>Sold-to-list:&nbsp;<strong>99.5%</strong></li><li>Median days on market for sold homes:&nbsp;<strong>17</strong></li><li>New listings: 1,806 (+2.1%)</li><li>New pendings: 1,086 (–10% MoM)</li></ul><div><br/></div>
<p>SFR inventory is rising, but from a very low base. Year-over-year months of supply is still down nearly 17%. Homes that are priced correctly and show well are still moving in two to three weeks. Buyers have a little more room than they did in spring, but <strong>multiple-offer situations haven’t disappeared in the best neighborhoods and school districts.</strong></p><p><br/></p><p>Estimated median SFR value: <strong>$1,348,070</strong> (+0.4% last month, +2.2% year-over-year). The long-term chart still shows Orange County single-family homes pulling away from both California and national averages.</p><p><br/></p><p><strong>What changed in July:</strong> The spring rush is over. New pendings and pending inventory both dropped double-digits. That’s typical mid-summer behavior plus the effect of rates moving higher through the month. Sellers who listed at aggressive spring prices are starting to see more negotiation—and that dynamic is carrying into August.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Condos, Townhomes &amp; Apartments: More Inventory, More Leverage for Buyers</strong></span></h3><p>The attached market is loosening faster.</p><ul><li>Median list price on actives:&nbsp;<strong>$832,000</strong>&nbsp;(+0.5% MoM)</li><li>Active inventory:&nbsp;<strong>2,016</strong>&nbsp;(+5.8% MoM)</li><li>Months of supply:&nbsp;<strong>3.45</strong></li><li>Median sold price:&nbsp;<strong>$792,000</strong>&nbsp;(–2.4% MoM)</li><li>Sold-to-list:&nbsp;<strong>99%</strong></li><li>Median days on market for sold homes:&nbsp;<strong>25</strong></li><li>New listings: 1,054 (+5.6%)</li><li>New pendings: 538 (–15.9% MoM)</li></ul><div><br/></div>
<p>Condos and townhomes now sit closer to balanced territory. Inventory is building, pendings fell harder than in the SFR segment, and estimated values were flat last month and down 0.9% over 12 months ($826,870). That’s the first clear sign that the attached market is absorbing more of the rate and affordability pressure.</p><p><br/></p><p>HOA dues, insurance costs, and the fact that many condo buyers are more rate-sensitive all show up here. Well-located, updated units in Irvine, Costa Mesa, and Huntington Beach still sell. Older or high-HOA products are sitting longer and seeing price reductions.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Mortgage Rates: The Headwind That Carried Into August</strong></span></h3><p>30-year fixed rates started July in the mid-6.4% range and finished the month near <strong>6.66%</strong>—the highest level in about a year.</p><p><br/></p><p>Freddie Mac’s weekly survey showed the climb: 6.43% (July 2) → 6.49% → 6.55% → 6.58% → 6.66% (July 30). Through mid-to-late August they’ve only eased slightly, holding in the mid-6.6% area (around 6.65% as of the August 20 survey).</p><p><br/></p><p>Every 0.25% increase in rate reduces purchasing power. On a $1.4 million loan, the difference between 6.4% and 6.7% is real money every month. That showed up directly in July’s data: fewer new pendings, longer days on market, and sold prices that slipped even while list prices held relatively firm.</p><p><br/></p><p>Rates are not collapsing in the second half of 2026. Most forecasts still see them in the mid-6% range through year-end. That means the “wait for 5% mortgages” strategy is likely to keep some buyers on the sidelines while others who need to move simply adjust their price point or location.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Where the Market Appears to Be Heading</strong></span></h3><p>Orange County is not flipping to a buyer’s market. 2.65–2.93 months of supply is still seller-favored. But the direction of travel is clear:</p><ul><li>Inventory is rising from historically tight levels.</li><li>The attached market is loosening first.</li><li>Price growth has slowed to low-single digits (or gone slightly negative month-over-month).</li><li>Days on market are stretching, especially for homes that miss on price or condition.</li><li>Transaction volume is softer than the first half of the year.</li></ul><div><br/></div>
<p>This looks like a classic late-summer slowdown amplified by rates that refused to drop. If inventory keeps climbing through August and September and rates stay above 6.5%, expect more price reductions, more concessions, and a market that rewards well-prepared buyers and realistically priced sellers.</p><p><br/></p><p>The long-term charts still favor Orange County. Median estimated values remain well above California and U.S. averages, and year-over-year supply is still lower than last summer. Demand hasn’t vanished—it’s just more selective.</p><p><br/></p><h3><span style="font-size:20px;"><strong>What This Means If You’re Buying or Selling in August</strong></span></h3><p><strong>Sellers of single-family homes:</strong> You still have an edge, especially if your home is updated and in a strong school area. Price it to the current market, not last April. Overpricing now just adds days on market.</p><p><br/></p><p><strong>Sellers of condos/townhomes:</strong> You have more competition. Condition, HOA health, and price will decide whether you get an offer in 3 weeks or 6–8 weeks.</p><p><strong>Buyers:</strong> You have more choices than you did in May. Use the extra inventory and longer market times. Get fully underwritten, know your max payment at current rates, and be ready to move on the right property. The best homes still don’t linger.</p><p><br/></p><p>Orange County real estate as of this August update is a tale of two product types sharing the same zip codes. Single-family homes are holding value and selling closer to asking. Condos and townhomes are giving buyers more breathing room. Rates are the common variable that’s slowing everyone down.</p><p><br/></p><p><strong>If you want the charts broken down for your specific city or price range, or you’re trying to decide whether to list this fall or wait, reach out. Data is only useful when it’s applied to your actual property and timeline.</strong></p><p><em><br/></em></p><p></p><div><p><strong>Common questions people ask right now</strong></p><p>Is Orange County still a seller’s market in August 2026?<br/> Yes for single-family homes (2.65 months of inventory based on July data). Condos are closer to balanced at 3.45 months.</p><p><br/></p><p>Are home prices dropping in Orange County?<br/> Month-over-month sold prices slipped in July. Year-over-year estimated values are still modestly positive for houses and slightly negative for condos.</p><p><br/></p><p>How are mortgage rates affecting OC buyers?<br/> Rates in the mid-6.6% range in late July—and still there in August—reduced purchasing power and cut new pending activity, especially in the attached segment.</p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 26 Aug 2026 15:19:32 -0700</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: June 2026 – Single Family Homes vs. Condos/Townhomes]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-june-2026-single-family-homes-vs-condos-townhomes</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-28.png"/>Active listings are averaging 39 median days on market, yet well-priced homes are selling much faster — just 13 days for SFRs and 20 days for condos. Tight SFR inventory vs more balanced condos, latest prices, and what it means for buyers and sellers right now.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GnyMElZUSN-d-fWX_wCLCg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WOirKxVtQdeSYAoBJwb01A" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_BJO9PVcQR4-hmKvwz5Qnmw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-28.png" size="fit" alt="Orange County Real Estate Market Update: June 2026 – Single Family Homes vs. Condos/Townhomes" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_u1Uq1zIfRbS4b7Se6vtM_w" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p></p><div><div><div><p></p><div><p></p></div></div><div><p><a href="https://www.zoho.com/us/books/accounting-software/accounting-automation/"></a></p></div></div><div><p>Hey Orange County neighbors! Whether you're a buyer hunting for that perfect family home in Rancho Santa Margarita or Mission Viejo, a seller wondering when to list your condo in Lake Forest, or just keeping tabs on the market in Huntington Beach, things remain competitive but with some interesting shifts in June 2026. Inventory is building modestly in some segments, prices are holding strong (especially for single-family residences), and mortgage rates around 6.5% continue to influence buyer behavior.</p><p><br/></p><p>Let's break it down by property type with the latest data, plus insights on where the OC housing market seems headed.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Single Family Residences (SFR) in Orange County: Steady Strength with Tight Supply</strong></span></h3><div><span style="font-size:20px;"><strong></strong></span></div><div><div><table><thead><tr><th>Metric</th><th>Value</th><th>MoM Change</th><th>Notes / Insight</th></tr></thead><tbody><tr><td><strong style="color:rgb(1, 58, 81);">Median Estimated Value</strong></td><td><strong style="color:rgb(1, 58, 81);">$1,331,420</strong></td><td><span style="color:rgb(1, 58, 81);">+0.6%</span></td><td><span style="color:rgb(1, 58, 81);">+1.8% over 12 months</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Active Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">2,605</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 0.4%</span></td><td><span style="color:rgb(1, 58, 81);">Modest supply growth</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Months Supply of Inventory</strong></td><td><strong style="color:rgb(1, 58, 81);">2.32</strong></td><td><span style="color:rgb(1, 58, 81);">+0.4%</span></td><td><span style="color:rgb(1, 58, 81);">Still tight (-21.9% YoY)</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">New Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">1,809</strong></td><td><span style="color:rgb(1, 58, 81);">↓ 5.5%</span></td><td><span style="color:rgb(1, 58, 81);">Sellers holding back</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">New Pending Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">1,280</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 5.1%</span></td><td><span style="color:rgb(1, 58, 81);">-</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Sold Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">1,191</strong></td><td><span style="color:rgb(1, 58, 81);">↓ 1.6%</span></td><td><span style="color:rgb(1, 58, 81);">Median Sold Price:&nbsp;<strong>$1,464,220</strong>&nbsp;(+1%)</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Market Type</strong></td><td><strong style="color:rgb(1, 58, 81);">Seller's Market</strong></td><td><span style="color:rgb(1, 58, 81);">-</span></td><td><span style="color:rgb(1, 58, 81);">Strong demand</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Active</strong></td><td><strong style="color:rgb(1, 58, 81);">39</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 8.3%</span></td><td><span style="color:rgb(1, 58, 81);">Listings sitting longer overall</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Pending</strong></td><td><strong style="color:rgb(1, 58, 81);">15</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 7.1%</span></td><td><span style="color:rgb(1, 58, 81);">Fast once under contract</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Sold</strong></td><td><strong style="color:rgb(1, 58, 81);">13</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 8.3%</span></td><td><span style="color:rgb(1, 58, 81);">Very quick closings</span></td></tr></tbody></table></div><table><tbody><tr><td><br/></td></tr></tbody></table></div><div><strong>What this means conversationally</strong>: SFRs in desirable OC neighborhoods remain hot. Low inventory (well below pre-pandemic norms) keeps competition alive for buyers, even with rates hovering in the mid-6% range. Families looking for space and schools are driving demand, while many homeowners are reluctant to sell and give up their lower-rate mortgages. This &quot;rate lock&quot; effect is keeping supply tight and supporting prices.<br/></div><p><br/></p><h3><span style="font-size:20px;"><strong>Condos, Townhomes &amp; Apartments: More Balanced, Slightly Softer Momentum</strong></span></h3><p>The condo/townhome segment shows a bit more breathing room for buyers:</p><p></p><div><div></div><table><thead><tr><th></th></tr></thead></table><table><thead><tr><th>Metric</th><th>Value</th><th>MoM Change</th><th>Notes / Insight</th></tr></thead><tbody><tr><td><strong style="color:rgb(1, 58, 81);">Median Estimated Value</strong></td><td><strong style="color:rgb(1, 58, 81);">$822,990</strong></td><td><span style="color:rgb(1, 58, 81);">+0.1%</span></td><td><span style="color:rgb(1, 58, 81);">-0.8% over 12 months</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Active Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">1,824</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 3.6%</span></td><td><span style="color:rgb(1, 58, 81);">More options for buyers</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Months Supply of Inventory</strong></td><td><strong style="color:rgb(1, 58, 81);">3.08</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 4.1%</span></td><td><span style="color:rgb(1, 58, 81);">Moving toward balance (+3% YoY)</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">New Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">1,022</strong></td><td><span style="color:rgb(1, 58, 81);">↓ 4%</span></td><td><span style="color:rgb(1, 58, 81);">-</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">New Pending Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">629</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 2.9%</span></td><td><span style="color:rgb(1, 58, 81);">-</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Sold Listings</strong></td><td><strong style="color:rgb(1, 58, 81);">558</strong></td><td><span style="color:rgb(1, 58, 81);">↓ 6.1%</span></td><td><span style="color:rgb(1, 58, 81);">Median Sold Price:&nbsp;<strong>$810,000</strong>(-1.2%)</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Market Type</strong></td><td><span style="color:rgb(1, 58, 81);"><strong>Seller's Market</strong>&nbsp;(leaning balanced)</span></td><td><span style="color:rgb(1, 58, 81);">-</span></td><td><span style="color:rgb(1, 58, 81);">99.1% Sold-to-List</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Active</strong></td><td><strong style="color:rgb(1, 58, 81);">39</strong></td><td><span style="color:rgb(1, 58, 81);">-</span></td><td><span style="color:rgb(1, 58, 81);">Same as SFR active</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Pending</strong></td><td><strong style="color:rgb(1, 58, 81);">24</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 14.3%</span></td><td><span style="color:rgb(1, 58, 81);">Slower than SFR</span></td></tr><tr><td><strong style="color:rgb(1, 58, 81);">Median Days on Market - Sold</strong></td><td><strong style="color:rgb(1, 58, 81);">20</strong></td><td><span style="color:rgb(1, 58, 81);">↑ 17.65%</span></td><td><span style="color:rgb(1, 58, 81);">More time for buyers</span></td></tr></tbody></table></div><br/></div><p></p><p><strong>Insight for condo buyers/sellers</strong>: This segment feels a touch more buyer-friendly right now. Higher inventory and slightly longer days on market suggest less frenzy than in SFRs. First-time buyers or those downsizing might find more negotiating power here, especially in areas like Aliso Viejo or Mission Viejo. However, prices remain resilient overall.</p><p><strong>Market Type Summary (Condo/Townhouse)</strong>: Still leaning Seller's Market, but with 3+ months of inventory, it's moving toward balanced in places.</p><p><br/></p><h3><span style="font-size:20px;"><strong>Mortgage Rates and Their Impact on the OC Market</strong></span></h3><p>As of early June 2026, the average 30-year fixed mortgage rate sits around <strong>6.5-6.6%</strong>, with some daily fluctuations (recently dipping toward 6.48-6.53%). This is better than the peaks of recent years but still high enough to affect affordability, particularly for higher-priced OC homes.</p><ul><li><strong>Buyer Impact</strong>: Rates in this range mean larger monthly payments, so many buyers are focusing on well-priced, move-in-ready properties or those with strong comps. This contributes to solid &quot;sold to list&quot; ratios (99.1% in condos).</li><li><strong>Seller Impact</strong>: Homeowners with 3-4% mortgages are staying put, limiting inventory and supporting price stability.</li><li><strong>Broader Direction</strong>: Experts project rates to hover in the mid-6% range through 2026, with possible modest easing later in the year if inflation cools further. Any drop toward 6% or below could unlock more buyer activity and push prices higher.</li></ul><div><br/></div><div><p><strong>One of the most revealing insights from the May 2026 data is the significant gap in median Days on Market (DOM).</strong></p><h3><span style="font-size:20px;"><strong>Why the Big Difference?</strong></span></h3><div><h3></h3><p><strong>1. Selection Bias – The “Best Homes Sell Fast” Effect</strong> The homes that go pending and sell quickly are typically the most desirable ones:</p><ul><li>Well-priced relative to comps</li><li>Updated, move-in ready, or in high-demand locations</li><li>Strong curb appeal and professional presentation</li></ul><div><br/></div><p>These properties often receive multiple offers early and move through contract quickly.</p><p>The properties that remain in the <strong>active</strong> category longer are, on average, the ones that haven’t sold yet — usually because they are overpriced, need work, have functional or cosmetic issues, or sit in less desirable micro-markets. These slower-moving listings pull the overall active median DOM upward to 39 days.</p><p><br/></p><p><strong>2. Pricing Discipline (or Lack Thereof)</strong> In the current environment with mortgage rates around 6.5%, buyers are price-sensitive and have more tools than ever to research value. Sellers who price aggressively and realistically see their homes sell in 2–3 weeks. Those who test the market with higher asking prices often watch their DOM climb into the 40–60+ day range before eventually reducing price or staying listed longer.</p><p><br/></p><p><strong>3. Market Normalization</strong> After several years of extremely low inventory and ultra-fast sales, we’re seeing a return to more normal market behavior. Not every listing is in a bidding war. Only the best-positioned ones sell at lightning speed, while others take longer. The 39-day active median reflects this broader reality.</p><p><br/></p><p><strong>4. Condition, Marketing &amp; Timing</strong></p><ul><li>Homes that are photographed professionally and marketed well sell faster.</li><li>Seasonal timing, school calendars, and buyer hesitation around rates also play a role.</li><li>Some active listings may have contingencies, inspection issues from previous offers, or other complications that keep them on the market longer.</li></ul><div><br/></div></div></div><h3><span style="font-size:20px;"><strong>Where Is the Orange County Real Estate Market Heading?</strong></span></h3><p>Overall, the OC market in mid-2026 shows <strong>resilient stability with pockets of opportunity</strong>. Single-family homes remain a seller's stronghold due to chronically low inventory and strong demand in this desirable Southern California location. Condos/townhomes offer slightly more balance, which could benefit buyers looking for value.</p><p><br/></p><p>We're seeing gradual inventory growth (a healthy normalization), but not enough to flood the market. Prices are appreciating modestly rather than skyrocketing, and sales velocity remains good for well-presented properties. The combination of limited new construction, strong local economy, and rate sensitivity points to a <strong>continued seller's market that may ease gently into more balanced conditions</strong> later in 2026—assuming no major economic shocks.</p><p><br/></p><p><strong>Pro Tip for Buyers</strong>: Act decisively on homes that fit your needs; competition is real but more selective. Work with a knowledgeable agent who understands comps and negotiation in this environment.</p><p><strong>For Sellers</strong>: Proper pricing and marketing (including strong online presence) are key to maximizing value quickly.</p><p><br/></p><p>If you're thinking about buying, selling, or investing in Orange County real estate—whether a single-family home in the hills or a low-maintenance condo near the coast—let's connect. As a local broker with MacLean Realty Group, I'm here to provide personalized guidance based on the latest data. Reach out today for a free market analysis or property search!</p></div><p></p><p></p></div>
<p></p></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 11 Jun 2026 18:02:52 -0700</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: March 2026 Trends, Prices, and Insights]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-march-2026-trends-prices-and-insights</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-26.png"/>As we move into spring 2026, the Orange County housing market continues to show resilience and competitiveness. Whether you're a first-time homebuyer, investor, or seller in Orange County or the surrounding counties, this update provides actionable insights into the seller's market dynamics.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GnyMElZUSN-d-fWX_wCLCg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WOirKxVtQdeSYAoBJwb01A" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_BJO9PVcQR4-hmKvwz5Qnmw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-26.png" size="fit" alt="Orange County Real Estate Market Update: March 2026 Trends, Prices, and Insights" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_u1Uq1zIfRbS4b7Se6vtM_w" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p></p><div><div><div><p></p><div><p></p></div></div><div><p><a href="https://www.zoho.com/us/books/accounting-software/accounting-automation/">As we move into spring 2026, the Orange County housing market continues to show resilience and competitiveness.</a> If you're searching for &quot;Orange County real estate trends March 2026&quot; or &quot;median home prices in Orange County CA,&quot; this report breaks down the latest real estate data. We'll analyze key metrics like inventory levels, sales volume, days on market, and more, while also incorporating current mortgage rates to help buyers and sellers make informed decisions. Whether you're a first-time homebuyer, investor, or seller in Orange County or the surrounding counties, this update provides actionable insights into the seller's market dynamics.</p><h2><span style="font-size:24px;">Key Housing Market Metrics for Orange County in February 2026</span></h2><p>The data reveals a robust seller's market, with low inventory and quick sales driving the pace. Here's a summary of the core indicators:</p></div></div><table><thead><tr><th><strong>Metric</strong></th><th><strong>February 2026 Value</strong></th><th><strong>Month-over-Month Change</strong></th><th><strong>Key Insight</strong></th></tr></thead><tbody><tr><td><span style="color:rgb(1, 58, 81);">Active Listings (# of Properties)</span></td><td><span style="color:rgb(1, 58, 81);">3,461</span></td><td><span style="color:rgb(1, 58, 81);">+5.3%</span></td><td><span style="color:rgb(1, 58, 81);">Inventory is ticking up slightly but remains tight, contributing to competitive bidding.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">New Listings (# of Properties)</span></td><td><span style="color:rgb(1, 58, 81);">2,421</span></td><td><span style="color:rgb(1, 58, 81);">+3.4%</span></td><td><span style="color:rgb(1, 58, 81);">A modest increase in new properties entering the market, potentially easing some pressure in the coming months.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Sold Listings (# of Properties)</span></td><td><span style="color:rgb(1, 58, 81);">1,306</span></td><td><span style="color:rgb(1, 58, 81);">+12.8%</span></td><td><span style="color:rgb(1, 58, 81);">Sales volume surged, indicating strong buyer demand despite high prices.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Sold Price</span></td><td><span style="color:rgb(1, 58, 81);">$1,200,000</span></td><td><span style="color:rgb(1, 58, 81);">0%</span></td><td><span style="color:rgb(1, 58, 81);">Prices held steady, showing stability in a high-value market where the median home price in Orange County remains elevated.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Sold to List Price Ratio</span></td><td><span style="color:rgb(1, 58, 81);">99.31%</span></td><td><span style="color:rgb(1, 58, 81);">+0.7%</span></td><td><span style="color:rgb(1, 58, 81);">Homes are selling very close to asking price, a sign of limited negotiation room for buyers.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Days on Market (Sold Listings)</span></td><td><span style="color:rgb(1, 58, 81);">17 days</span></td><td><span style="color:rgb(1, 58, 81);">-39.3%</span></td><td><span style="color:rgb(1, 58, 81);">Properties are moving faster than ever, with median days dropping — ideal for sellers aiming for quick closings.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Days on Market (Active Listings)</span></td><td><span style="color:rgb(1, 58, 81);">32 days</span></td><td><span style="color:rgb(1, 58, 81);">-28.9%</span></td><td><span style="color:rgb(1, 58, 81);">Even active listings aren't lingering, reflecting high turnover.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Days on Market (Pending Listings)</span></td><td><span style="color:rgb(1, 58, 81);">15 days</span></td><td><span style="color:rgb(1, 58, 81);">-34.8%</span></td><td><span style="color:rgb(1, 58, 81);">Pending sales are accelerating, pointing to efficient transaction processes.</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Months Supply of Inventory</span></td><td><span style="color:rgb(1, 58, 81);">2.02 months</span></td><td><span style="color:rgb(1, 58, 81);">+5.2% (MoM), -5.6% (YoY)</span></td><td><span style="color:rgb(1, 58, 81);">At just over 2 months, this low inventory level confirms a strong seller's market; typically, under 3 months favors sellers heavily.</span></td></tr></tbody></table><p><br/></p><div></div><p></p><p><strong>These figures highlight a market where demand outpaces supply,</strong> leading to faster sales and stable pricing. Over the past five years (from February 2021 to 2026), charts show fluctuating but generally upward trends in prices and downward trends in days on market, with inventory hovering at low levels post-pandemic.</p><p></p><h2><span style="font-size:24px;">What Do These Trends Mean for Buyers and Sellers?</span></h2><h2></h2><p></p><p><strong>For sellers in Orange County</strong>, the February 2026 data paints an optimistic picture. With a sold-to-list price ratio nearing 100% and median days on market at historic lows (17 days for sold properties), now is an excellent time to list if you're ready to move. The slight uptick in active listings (up 5.3%) hasn't diluted the seller's advantage, as the overall months of inventory remains below 3—far from the balanced market threshold of 4-6 months.</p><p><br/></p><p><strong>Buyers, however, face challenges in this competitive environment.</strong> The stable median home price of $1,200,000 for single-family homes, condos, and townhouses means affordability is strained, but the increase in sales volume (up 12.8%) suggests opportunities for those who act quickly. Reduced days on market (down over 30% across categories) mean popular listings &nbsp;could go pending in under two weeks. To succeed, buyers should prioritize pre-approvals and work with experienced local realtors to navigate multiple-offer situations.</p><p><br/></p><p>Looking at year-over-year trends, inventory is down 5.6%, reinforcing the long-term supply shortage driven by California's housing dynamics. This could lead to gradual price appreciation if demand holds, especially with economic factors like job growth in tech and tourism sectors bolstering the region.</p><p></p><h2><span style="font-size:24px;">Current Mortgage Rates and Affordability in Orange County</span></h2><h2></h2><p></p><p>Mortgage rates play a crucial role in buyer decisions, and as of early March 2026, <strong>the national average for a 30-year fixed-rate mortgage stands at 6.15%</strong> with an APR of 6.21%. This represents a slight increase from the previous week, influenced by global uncertainties such as the ongoing Iran conflict, though rates are still near their lowest levels since September 2022.</p><p><br/></p><p>For a hypothetical purchase of a $1,310,000 home (close to the median) with a 20% down payment ($262,000), the loan amount would be $1,048,000. At 6.15%, the estimated monthly principal and interest payment is approximately $6,385 (excluding taxes, insurance, and HOA fees). Adjustable-rate mortgages offer lower initial rates—for example, a 5/1 ARM at 5.47%—which could reduce short-term payments but come with future adjustment risks.</p><p><br/></p><p>These rates make financing more accessible compared to peak levels in 2023-2024, potentially encouraging more buyers to enter the market. Consulting a lender for personalized quotes is recommended, especially with credit scores of 780+ qualifying for the best terms.</p><p></p><h2><span style="font-size:24px;">Outlook for Spring 2026 and Beyond</span></h2><h2></h2><p></p><p>The Orange County real estate market in March 2026 remains firmly in seller's territory, with low inventory, stable high prices, and rapid sales defining the landscape. While slight increases in listings and inventory provide a glimmer of balance, the overall trends suggest continued competition. For those asking &quot;Is now a good time to buy a house in Orange County?&quot;—it depends on your readiness and long-term goals, but with mortgage rates stabilizing around 6%, opportunities exist for prepared buyers.</p><p><span><br/></span></p><p>If you're considering buying or selling in Orange County, contact MacLean Realty Group for expert guidance tailored to your needs. Stay tuned for next month's update, and follow us on X @MacLeanRealty for real-time insights.</p><p></p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 16 Mar 2026 11:18:21 -0700</pubDate></item><item><title><![CDATA[Orange County Mortgage Rates February 2026: What Buyers & Sellers Need to Know Right Now]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-mortgage-rates-february-2026-what-buyers-sellers-need-to-know-right-now</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Screenshot 2026-02-10 at 10.27.56 AM.png"/>As of February 10, 2026, mortgage rates remain in the mid-6% range nationally, with some competitive offers dipping lower for qualified borrowers.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GnyMElZUSN-d-fWX_wCLCg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WOirKxVtQdeSYAoBJwb01A" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content- " data-equal-column="false"><style type="text/css"></style><div data-element-id="elm_BJO9PVcQR4-hmKvwz5Qnmw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Screenshot%202026-02-10%20at%2010.27.56%E2%80%AFAM.png" size="fit" alt="Orange County Mortgage Rates February 2026: What Buyers &amp; Sellers Need to Know Right Now" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_u1Uq1zIfRbS4b7Se6vtM_w" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p></p><div><div><p></p><div><p></p><div><p>The <a href="https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-february-2026-insights-and-trends" title="Orange County Real Estate Market Update: January 2026 Insights and Trends " rel=""></a><strong><a href="https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-february-2026-insights-and-trends" title="Orange County Real Estate Market Update: January 2026 Insights and Trends " rel="" style="color:rgb(29, 170, 226);">Orange County Real Estate Market Update: February 2026 Insights and Trends</a></strong> (with February 2026 mortgage context) continues to show a market tilting toward buyers, with new data on mortgage rates adding crucial affordability context for potential buyers and sellers.</p><p><br/></p><h4>Mortgage Affordability in February 202<a href="https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-february-2026-insights-and-trends" rel=""></a>6: Key Rates for Orange County Buyers</h4><p>As of February 10, 2026, mortgage rates remain in the mid-6% range nationally, with some competitive offers dipping lower for qualified borrowers. These rates directly impact monthly payments on Orange County's median sold price of around $1,200,000 (from January data), and the scenario modeled here assumes a $1,310,000 purchase price (slightly above median), 20% down payment ($262,000), resulting in a $1,048,000 loan amount, excellent credit (780 score), and primary residence use.</p><p><br/></p><p>From Bankrate's latest survey (as of February 10, 2026, 6:30 AM):</p><ul><li><strong>30-Year Fixed Mortgage</strong>&nbsp;National average interest rate:&nbsp;<strong>6.28%</strong>&nbsp;(APR 6.34%). Competitive top offers start as low as&nbsp;<strong>5.123%</strong>&nbsp;to&nbsp;<strong>5.125%</strong>&nbsp;(from select lenders, with points ranging 1-2 and APRs around 5.29%-5.32%). Monthly principal &amp; interest payment estimates for a $1,048,000 loan:&nbsp;<strong>$3,266</strong>&nbsp;to&nbsp;<strong>$3,454</strong>&nbsp;(depending on exact rate and fees). This is up slightly from recent weeks (+0.06% in some reports), but still below the 7% peaks seen in prior years.</li><li><strong>Adjustable-Rate Mortgages (ARMs)&nbsp;</strong><strong>5/6 ARM</strong>&nbsp;offers as low as&nbsp;<strong>4.500%</strong>&nbsp;initial rate (APR ~5.83%, with points/fees), leading to monthly payments around&nbsp;<strong>$3,041</strong>&nbsp;initially. Other 5/1 or similar ARM options hover in the 5.1%-5.2% range for starters. ARMs can offer short-term savings but carry adjustment risk after the fixed period—ideal for buyers planning to move or refinance within 5-7 years.</li><li><strong>Other Notes</strong>&nbsp;California-specific averages (from various sources) show 30-year fixed rates around&nbsp;<strong>5.99%-6.11%</strong>, often lower than the national figure due to regional lender competition. 15-year fixed rates are in the&nbsp;<strong>5.5%-5.7%&nbsp;</strong>range nationally. Rates are estimates, lender-specific, and can vary based on credit, down payment, location (e.g., Orange County ZIPs), and whether you pay points. Always get personalized quotes—many lenders offer below-average rates for strong profiles.</li></ul><div><br/></div><p>For a typical Orange County home at the January median sold price of <strong>$1,200,000</strong> (with 20% down = $960,000 loan): At 6.28% 30-year fixed, principal &amp; interest would be approximately <strong>$5,900-$6,000/month</strong> (excluding taxes, insurance, HOA). At a competitive 5.125%, it drops to around <strong>$5,200-$5,300/month</strong>—a meaningful difference in affordability.</p><p><br/></p><h4>What This Means for Buyers and Sellers in 2026</h4><ul><li><strong>Buyers</strong>: With inventory at 1.86 months (still low but rising) and rates in the 5-6% range (better than recent highs), buying power has improved modestly. The buyer's market tilt, combined with homes taking 28 median days to sell and pending in 38 days, means more room to negotiate. If rates hold or dip further, expect increased activity—especially for well-priced properties in desirable areas.</li><li><strong>Sellers</strong>: Higher monthly payments (compared to sub-4% eras) continue to pressure demand, contributing to the 27.2% month-over-month drop in sold listings. Pricing competitively and highlighting affordability (e.g., lower rates available) is key.</li><li><strong>Investors</strong>: ARMs could provide lower entry costs for flips or rentals, but fixed rates offer predictability in a market with modest value growth (+1.2% YoY).</li></ul><p><br/></p><p>These mortgage dynamics reinforce the balanced-to-buyer-leaning trend from January data.</p><p><br/></p><p>Stay ahead with monthly updates—subscribe for the latest on Orange County real estate and mortgage trends in 2026.</p></div><br/><p></p></div></div><p>For the latest market insights or to explore buying or selling opportunities, simply book an appointment or just reach out.&nbsp;</p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 10 Feb 2026 10:40:43 -0800</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: February 2026 Insights and Trends]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-february-2026-insights-and-trends</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-25.png"/>Let's explore active listings, pending sales, sold properties, inventory supply, and property values to help buyers, sellers, and investors make informed decisions.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GnyMElZUSN-d-fWX_wCLCg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WOirKxVtQdeSYAoBJwb01A" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_BJO9PVcQR4-hmKvwz5Qnmw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-25.png" size="fit" alt="Orange County Real Estate Market Update February 2026: Median Prices, Sales Trends, and Days on Market Insights" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_u1Uq1zIfRbS4b7Se6vtM_w" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p></p><div><div><div><p></p><div><p>I'm excited to dive into the latest housing market data for Orange County. If you're searching for &quot;Orange County real estate trends 2026&quot; or wondering &quot;is Orange County a buyer's market in 2026,&quot; this analysis breaks down the key metrics from January 2026. Based on data from Realtors Property Resource (RPR), we'll explore active listings, pending sales, sold properties, inventory supply, and property values to help buyers, sellers, and investors make informed decisions.</p><p><br/></p><h4>Current Snapshot: A Shift Toward a Buyer's Market</h4><p>In January 2026, Orange County's residential market (single-family homes, condos, townhouses, and apartments) shows signs of cooling, leaning firmly into a buyer's market. The months' supply of inventory stands at 1.86, which is below the balanced threshold of 4-6 months but up 1.1% from last month and down 5.1% year-over-year. This indicates moderate inventory levels, giving buyers more negotiating power than in recent peak seller's markets.</p><p><br/></p><p>Key highlights include:</p><ul><li><strong>Active Listings</strong>: 3,182 properties, a slight 1% increase month-over-month.</li><li><strong>Pending Listings</strong>: Median days in RPR at 38, up 1.8% from December 2025.</li><li><strong>Sold Listings</strong>: 1,150 properties closed, down a significant 27.2% month-over-month.</li><li><strong>Median Sold Price</strong>: $1,200,000, up 2.74% from last month.</li><li><strong>Sold to List Price Ratio</strong>: 100.2%, meaning homes are selling very close to asking price, with a 1.38% increase month-over-month.</li><li><strong>Median Days in RPR for Sold Homes</strong>: 28 days, up 7.69% month-over-month.</li></ul><div><br/></div><p>This data points to slower sales velocity amid rising inventory, potentially influenced by economic factors like interest rates or seasonal trends. For those asking &quot;what's the average home price in Orange County 2026,&quot; the median estimated property value is $1,188,000, reflecting a -0.3% dip from December but a 1.2% gain over the past 12 months.</p><p><br/></p><h4>Deep Dive into Inventory and Listings Trends</h4><p>Let's break down the historical trends to understand where the market stands today.</p><p><br/></p><p><strong>Active Listings Over Time:</strong> From January 2021 to January 2026, active listings have fluctuated significantly. Starting around 3,000 in early 2021, they dipped below 3,000 mid-year, peaked near 6,000 in late 2022, and have since trended downward with periodic spikes. The current 3,182 listings represent a stabilization, but the 1% monthly uptick suggests more homes are entering the market—good news for buyers facing less competition.</p><p><br/></p><p><strong>Pending Listings and Market Speed:</strong> Median days for pending listings have varied from lows of about 10 days in 2021 to highs near 40 in 2022 and 2023. At 38 days in January 2026, properties are taking longer to go under contract, up 1.8% from last month. This slowdown could signal buyer caution, perhaps due to affordability concerns in a high-price area like Orange County.</p><p><br/></p><p><strong>Sold Listings Performance:</strong> Sold properties peaked above 3,000 in early 2021 but have generally declined, with notable drops in 2022 and 2025. The 1,150 closings in January mark a 27.2% monthly decrease, indicating a quieter start to the year. If you're querying &quot;Orange County home sales decline 2026,&quot; this aligns with broader California trends where economic uncertainty may be dampening demand.</p><p><br/></p></div><div><table><thead><tr><th>Metric</th><th>January 2026 Value</th><th>Month-over-Month Change</th><th>Interpretation</th></tr></thead><tbody><tr><td class="zp-selected-cell"><span style="color:rgb(1, 58, 81);">Active Listings</span></td><td><span style="color:rgb(1, 58, 81);">3,182</span></td><td><span style="color:rgb(1, 58, 81);">+1%</span></td><td><span style="color:rgb(1, 58, 81);">Increasing supply favors buyers</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Pending Days in RPR</span></td><td><span style="color:rgb(1, 58, 81);">38</span></td><td><span style="color:rgb(1, 58, 81);">+1.8%</span></td><td><span style="color:rgb(1, 58, 81);">Slower market pace</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Sold Listings</span></td><td><span style="color:rgb(1, 58, 81);">1,150</span></td><td><span style="color:rgb(1, 58, 81);">-27.2%</span></td><td><span style="color:rgb(1, 58, 81);">Reduced sales volume</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Months' Supply of Inventory</span></td><td><span style="color:rgb(1, 58, 81);">1.86</span></td><td><span style="color:rgb(1, 58, 81);">+1.1%</span></td><td><span style="color:rgb(1, 58, 81);">Still low, but edging up</span></td></tr></tbody></table></div><div><h4><br/></h4><h4>Property Values: Orange County vs. California and USA</h4><p>Orange County's median estimated property value of $1,188,000 has shown resilience. Tracking back to 2008 (around $400,000-$600,000), values climbed steadily through the 2010s and 2020s, outpacing both California and the USA. While the state and national lines show similar upward trajectories, Orange County remains premium-priced.</p><ul><li><strong>Last Month Change</strong>: -0.3% (slight dip, possibly seasonal).</li><li><strong>12-Month Change</strong>: +1.2% (modest growth amid national averages).</li></ul><div><br/></div><p>For searches like &quot;Orange County home value forecast 2026,&quot; this stability suggests values aren't skyrocketing like in the early 2020s boom, but they're holding strong. Compared to California's median (around $800,000-$900,000 in recent years) and the USA's ($300,000-$400,000), Orange County continues to command a premium due to its desirable location, beaches, and amenities.</p><p><br/></p><h4>What This Means for Buyers and Sellers in 2026</h4><ul><li><strong>For Buyers</strong>: With inventory at 1.86 months and a buyer's market indicator, now could be an opportune time to purchase. Homes are lingering longer (28 median days for sold properties), and the sold-to-list ratio of 100.2% means less bidding wars. If interest rates stabilize, expect more affordability.</li><li><strong>For Sellers</strong>: The 27.2% drop in sales signals the need for competitive pricing and staging. While prices are up 2.74% monthly, the overall slowdown means preparing for potentially longer listing times.</li><li><strong>Investors</strong>: Watch the months' supply—if it creeps toward 3+, it could signal further buyer advantages. Orange County's proximity to tech hubs and coastal appeal keeps long-term appreciation likely.</li></ul><div><br/></div><p>These trends align with broader California real estate patterns, where post-pandemic shifts have moderated the frenzy. For personalized advice on &quot;buying a home in Orange County 2026&quot; or &quot;selling property in Rancho Santa Margarita,&quot; reach out to me at MacLean Realty Group.</p><p><br/></p><h4>Looking Ahead: Orange County Housing Market Forecast</h4><p>Based on this data, I anticipate a balanced market by mid-2026 if inventory continues to rise modestly. Factors like employment in sectors such as tech and tourism will play a key role. Stay tuned for monthly updates—subscribe to my blog for the latest on &quot;Orange County real estate market analysis 2026.&quot;</p></div><p></p></div>
<p><em><br/></em></p><p></p><div><p><strong><a href="https://www.macleanrealtygroup.com/blog/post/orange-county-mortgage-rates-february-2026-what-buyers-sellers-need-to-know-right-now" title="Orange County Mortgage Rates February 2026: What Buyers &amp; Sellers Need to Know Right Now" rel="" style="color:rgb(29, 170, 226);">Orange County Mortgage Rates February 2026: What Buyers &amp; Sellers Need to Know Right Now</a></strong></p></div><p></p><p><em><br/></em></p></div><p>For the latest market insights or to explore buying or selling opportunities, simply book an appointment or just reach out.&nbsp;</p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 10 Feb 2026 10:24:46 -0800</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: October 2025]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-october-2025</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-22.png"/>As inventory grows and mortgage rates ease, buyers gain negotiation power, while sellers must strategize to stand out. This comprehensive update explores median home prices, sales trends, days on market, and mortgage rates.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_2c8XgGQORGSniikjl42QCA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_l9mpGMa-RYCnx-Y9FWQOvw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_Henth-APTi-5hIXSjndUkg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_GULyJ-ututBD035Z6nl0RQ" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_GULyJ-ututBD035Z6nl0RQ"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-22.png" size="fit" alt="Market Trends for Orange County through September 2025" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_mkq-qelNSc6lpCNwgcZ-qQ" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p></p><div><p>The Orange County, CA real estate market in October 2025 reflects a stabilizing yet competitive landscape, with cooling sales, steady median home prices, and extended days on market. As inventory grows and mortgage rates ease, buyers gain negotiation power, while sellers must strategize to stand out. This comprehensive update explores median home prices, sales trends, days on market, and mortgage rates.<br/></p><p><img src="/Market%20Trends-23.png" alt="Single Family Home Market Trends Through September 2025"/><br/></p><h2><span style="font-size:24px;">Median Home Prices: Stability in a Premium Market</span></h2><p>Orange County’s housing market remains one of California’s most sought-after, with median prices holding steady despite slight year-over-year fluctuations. Increased inventory and cautious buyer sentiment have tempered growth.</p><ul><li><strong>Overall Median Sale Price</strong>: $1.20M (stable, +1.7% year-over-year)</li><li><strong>Detached Single-Family Homes</strong>: $1.385M (+1.1% year-over-year)</li><li><strong>Attached Homes (Condos/Townhomes)</strong>: $785K (-1.2% year-over-year)</li></ul><div><br/></div>
<p><strong>Key Insight</strong>: Home prices surpassed $1.1M earlier in 2025 and remain resilient, driven by strong demand from tech and tourism sectors. Zillow’s Home Value Index reports a typical home value of $1.04M (up 0.5% annually), while Redfin notes a median of $1.2M for August sales. Flat or modest price growth is expected through 2025, offering stability for buyers and sellers.</p><div><img src="/Market%20Trends-24.png" alt="Townhomes and Condos Market trend Through September 2025"/><br/></div>
<h2><span style="font-size:24px;">Sales Trends: A Balanced Market with Buyer Opportunities</span></h2><p>Home sales in Orange County are cooling, aligning with a broader Southern California slowdown. Increased inventory (up 14% month-over-month in early 2025) has reduced bidding wars, creating a more balanced market.</p><ul><li><strong>September 2025 Sales Single Family Homes</strong>: 1,149 sold (12.7% increase year-over-year)</li><li><strong>September&nbsp;2025 Sales&nbsp;</strong><b>Condos/Tonwhomes</b>: 586 sold (14% increase year-over-year)</li><li><strong>Sales-to-List Ratio</strong>: 98.8% (indicating slight buyer advantage)</li><li><strong>Local Highlight</strong>: The city of Lake Forest recorded 64 home sales in September, up from 56 last year.</li></ul><div><br/></div>
<p><strong>Key Insight</strong>: Sales peaked in spring but softened into fall, reflecting a 1.7% regional sales drop. Mortgage applications are rising as cash purchases decline, signaling financing-driven demand. Forecasts suggest a cautious market through 2027, with recovery tied to employment growth by 2028.</p><h2><span style="font-size:24px;">Days on Market: Longer Selling Times Empower Buyers</span></h2><p>Homes are staying on the market longer as buyers leverage growing inventory to negotiate, shifting the market dynamic.</p><ul><li><strong>Median Days on Market</strong>: 24 days (+71% from 14 days last year)</li><li><strong>Active Listing Days:</strong> 53 days (+17.8% from 45 days year-over-year).</li></ul><div><br/></div>
<p><strong>Key Insight</strong>: Redfin’s August data highlights a significant increase in days on market, a departure from the frenzy of prior years. Well-priced homes still go pending in about 24 days, but average listings linger, giving buyers room to negotiate. National surveys show 60% of sellers view now as a good time to list, but competitive pricing is critical.</p><h2><span style="font-size:24px;">Mortgage Rates: Easing Rates Boost Affordability</span></h2><p>Mortgage rates have declined since the Federal Reserve’s September 2025 rate cut, offering relief to buyers in a high-price market.</p><ul><li><strong>30-Year Fixed Rate</strong>: 6.34% APR (lowest since early 2025)</li><li><strong>15-Year Fixed Rate</strong>: 5.70% APR (stable)</li></ul><div><br/></div>
<p><strong>Key Insight</strong>: Rates dropped to 6.32% mid-week (per Mortgage News Daily), down from a 2023 peak of 7.74%. This has increased mortgage applications and improved buyer sentiment (Fannie Mae index at 73.5, a 2025 high). Affordability remains challenging due to high prices, but rates may fall to 6.0–6.2% by 2026 if inflation cools.</p><h2><span style="font-size:24px;">Navigating Orange County’s 2025 Market: Tips for Buyers and Sellers</span></h2><p>October 2025 offers a more balanced market than earlier this year, with rising inventory, lower rates, and longer selling times creating opportunities. Coastal areas like Newport Beach remain premium, while inland cities like Rancho Santa Margarita offer relative affordability.</p><ul><li><strong>For Buyers</strong>: Partner with us to explore sub-market nuances and negotiate effectively in a buyer-friendly environment.</li><li><strong>For Sellers</strong>: Price competitively to attract multiple offers and avoid extended listing times.</li><li><strong>For Investors</strong>: Monitor employment trends and inventory growth, as recovery is projected for 2028.</li></ul><p><br/></p><p><strong>Ready to dive into Orange County’s real estate market?</strong>&nbsp;Contact us to navigate this evolving landscape. Subscribe to our blog for monthly updates on Southern California housing trends!</p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 13 Oct 2025 15:32:43 -0700</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update September 2025: Median Prices, Sales Trends, and Days on Market Insights]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-september-2025-median-prices-sales-trends-and-days-on-market</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-21.png"/>The local housing market is showing signs of balance amid stabilizing mortgage rates and rising inventory. Whether you're a first-time buyer eyeing condos, a family hunting for single-family homes, or a seller wondering about timing, this data-driven analysis has you covered.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_GnyMElZUSN-d-fWX_wCLCg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WOirKxVtQdeSYAoBJwb01A" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_BJO9PVcQR4-hmKvwz5Qnmw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_P9_ZEQzZramC2vlkHMgdwg"] .zpimage-container figure img { width: 1110px ; height: 582.75px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
                type:fullscreen,
                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-21.png" size="fit" alt="Orange County Real Estate Market Update September 2025: Median Prices, Sales Trends, and Days on Market Insights" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_u1Uq1zIfRbS4b7Se6vtM_w" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-left " data-editor="true"><p></p><div><p>Here is our latest&nbsp;<strong>Orange County real estate market update for September 2025</strong>. The local housing market is showing signs of balance amid stabilizing&nbsp;<a href="https://www.macleanrealtygroup.com/blog/post/orange-county-ca-mortgage-rates-trends-projections-and-the-fed-s-impact-2025%E2%80%932026" title="mortgage rates" rel=""></a><a href="https://www.macleanrealtygroup.com/blog/post/orange-county-ca-mortgage-rates-trends-projections-and-the-fed-s-impact-2025%E2%80%932026" title="mortgage rates" rel="" style="color:rgb(29, 170, 226);">mortgage rates</a><a href="https://www.macleanrealtygroup.com/blog/post/orange-county-ca-mortgage-rates-trends-projections-and-the-fed-s-impact-2025%E2%80%932026" target="_blank" rel="">&nbsp;</a>and rising inventory. Whether you're a first-time buyer eyeing&nbsp;<strong>condos in Orange County</strong>, a family hunting for&nbsp;<strong>single-family homes&nbsp;</strong>in Irvine&nbsp;or a seller in Newport Beach wondering about timing, this data-driven analysis has you covered.<br/></p><p><br/></p><p>We've been guiding Orange County clients through dynamic markets for years. Our team leverages the freshest insights from C.A.R., RPR, and CRMLS. In this&nbsp;<strong>September</strong><strong><strong>&nbsp;</strong>2025 Orange County housing market report</strong>, we'll break down key metrics: median sold prices, units sold, and days on market (DOM) for both sold and active listings. We'll cover&nbsp;<strong>single-family homes (SFH)</strong>&nbsp;and&nbsp;<strong>condos/townhomes</strong>&nbsp;separately, with month-over-month (MoM) and year-over-year (YoY) changes to spot trends.</p><p><br/></p><p>Overall, the&nbsp;<strong>Orange County median home price</strong>&nbsp;across all property types hit $1,180,000 in August 2025, which is flat YoY. Total units sold reached 1,801, while sold homes lingered an average of 24 days on the market (up 71% YoY). MoM, we saw some price softening but a sales uptick—classic seasonal shifts in this competitive market. Ready to dive into the&nbsp;<strong>Orange County real estate trends through August 2025</strong>? Let's go!</p><p><img src="/Market%20Trends-20.png" alt="Market Trends for Orange County for Singe Family Homes for August 2025"/><br/></p><p></p><div><h2><span style="font-size:24px;"><strong>Single-Family Homes in Orange County: Through August 2025 Snapshot</strong></span></h2><p>Single-family homes remain the gold standard for many Orange County families, from Huntington Beach beachfronts to Mission Viejo hillsides. Here's the&nbsp;<strong>Orange County single-family home market data</strong>&nbsp;through August 2025:</p><div><table><thead><tr><th>Metric</th><th>August 2025 Value</th><th>MoM Change (vs. July 2025)</th><th>YoY Change (vs. August 2024)</th></tr></thead><tbody><tr><td class="zp-selected-cell"><span style="color:rgb(1, 58, 81);">Median Sold Price</span></td><td><span style="color:rgb(1, 58, 81);">$1,360,000</span></td><td><span style="color:rgb(1, 58, 81);">-2.75%</span></td><td><span style="color:rgb(1, 58, 81);">+0.0%</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Units Sold</span></td><td><span style="color:rgb(1, 58, 81);">1,181</span></td><td><span style="color:rgb(1, 58, 81);">-5.2%</span></td><td><span style="color:rgb(1, 58, 81);">+1.8%</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Days on Market (Sold)</span></td><td><span style="color:rgb(1, 58, 81);">20 days</span></td><td><span style="color:rgb(1, 58, 81);">+5.3% (from 19 days)</span></td><td><span style="color:rgb(1, 58, 81);">+43% (from 14 days)</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Average Days on Market (Active Listings)</span></td><td><span style="color:rgb(1, 58, 81);">44 days</span></td><td><span style="color:rgb(1, 58, 81);">+9% (from 40 days)<br/></span></td><td><span style="color:rgb(1, 58, 81);">+9% (from 40 days)</span></td></tr></tbody></table></div>
<h3><strong></strong></h3><div><p><span><strong><br/></strong></span></p><h3><span style="font-size:20px;"><strong>Median Sold Price for Single-Family Homes</strong></span></h3><p>The&nbsp;<strong>median home price in Orange County for single-family homes</strong>&nbsp;climbed to $1,360,000 in August 2025, a 2.75% MoM decrease from July’s $1,400,000. &nbsp;YoY, prices held steady at 0.0% growth from August 2024’s $1,360,000, reflecting a plateau in appreciation amid rising inventory.&nbsp;</p><h3><span style="font-size:20px;"><strong>Units Sold for Single-Family Homes</strong></span></h3><p>A total of 1,181 single-family homes sold in August 2025, down 5.2% MoM from July’s 1,245, likely due to seasonal cooling. However, sales rose 1.8% YoY from 1,160 units, indicating a slight rebound in buyer activity.&nbsp;</p><h3><span style="font-size:20px;"><strong>Days on Market for Single-Family Homes</strong></span></h3><p>Sold SFH took a median 20 days to close in August, up 5.3% MoM from 19 days and a significant 43% YoY from 14 days, as buyers take advantage of growing choices. Active listings averaged 44 days, up 9% MoM and YoY. This trend suggests a buyer’s market is emerging—perfect for negotiating.</p></div>
</div><p></p><p><img src="/Market%20Trends-19.png" alt="Market Trends for Orange County for Condos and Townhomes for August 2025"/><br/></p><p><br/></p><p></p><div><div><h2><span style="font-size:24px;"><strong>Condos and Townhomes in Orange County: July 2025 Trends</strong></span></h2><p>For urban dwellers, first time buyers, or down-sizers,&nbsp;<strong>Orange County condos and townhomes</strong>&nbsp;offer affordability and low-maintenance living. Check out this&nbsp;<strong>Orange County condo market update through August 2025</strong>:</p><div><table><thead><tr><th>Metric</th><th>July 2025 Value</th><th>MoM Change (vs. August 2025)</th><th>YoY Change (vs. August 2024)</th></tr></thead><tbody><tr><td class="zp-selected-cell"><span style="color:rgb(1, 58, 81);">Median Sold Price</span></td><td><span style="color:rgb(1, 58, 81);">$777,450</span></td><td><span style="color:rgb(1, 58, 81);">-2.9%&nbsp;</span></td><td><span style="color:rgb(1, 58, 81);">-0%</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Units Sold</span></td><td><span style="color:rgb(1, 58, 81);">620</span></td><td><span style="color:rgb(1, 58, 81);">+2.1%</span></td><td><span style="color:rgb(1, 58, 81);">-3.2%</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Median Days on Market (Sold)</span></td><td><span style="color:rgb(1, 58, 81);">31 days</span></td><td><span style="color:rgb(1, 58, 81);">+19.2% (from 26 days)</span></td><td><span style="color:rgb(1, 58, 81);">+ 221% (from 14 days)</span></td></tr><tr><td><span style="color:rgb(1, 58, 81);">Average Days on Market (Active Listings)</span></td><td><span style="color:rgb(1, 58, 81);">45 days</span></td><td><span style="color:rgb(1, 58, 81);">+9.7% (from 41 days)</span></td><td><span style="color:rgb(1, 58, 81);">+21.6% (from 37 days)</span></td></tr></tbody></table></div>
<h3><span><strong></strong></span></h3><div><h3><span style="font-size:20px;"><strong>Median Sold Price for Condos and Townhomes</strong></span></h3><p><strong>Orange County condo prices August 2025</strong>&nbsp;averaged $777,450, down 2.9% MoM from July’s $800,700, reflecting sensitivity to seasonal and rate pressures. YoY, prices were flat at 0.0% compared to August 2024, signaling stability in this segment.&nbsp;</p><h3><span style="font-size:20px;"><strong>Units Sold for Condos and Townhomes</strong></span></h3><p>Condos and townhomes saw 620 units sold in August 2025, up 2.1% MoM from July’s 607, showing resilience in the attached segment. YoY, sales dipped 3.2% from 640 units.</p><h3><span style="font-size:20px;"><strong>Days on Market for Condos and Townhomes</strong></span></h3><p>Sold attached properties averaged a median 31 days on market, up 19.2% MoM from 26 days and a striking 121% YoY from 14 days, reflecting cautious buyers. Active listings hit 45 days, up 9.7% MoM and 21.6% YoY. This extended DOM opens negotiation windows.</p></div>
<h2><span style="font-size:24px;"><strong>Orange County Housing Market Outlook: What’s Next for Buyers and Sellers?</strong></span></h2><div><p>The&nbsp;<strong>Orange County real estate forecast</strong>&nbsp;for late 2025 points to a balanced market. Condos remain a budget-friendly gateway, while SFH demand holds in premium areas.</p><p><strong>Sellers</strong>: Price competitively to beat rising DOM.</p><p><strong>Buyers</strong>: Leverage homes with high days on market for deals.</p><p><br/></p><p><strong><a href="https://www.macleanrealtygroup.com/blog/post/orange-county-ca-mortgage-rates-trends-projections-and-the-fed-s-impact-2025%E2%80%932026" title="Mortgage Rates" target="_blank" rel="" style="color:rgb(29, 170, 226);">Orange County, CA Mortgage Rates: Trends, Projections, and the Fed’s Impact (2025-2026)</a></strong><br/></p></div>
<p><em><br/></em></p></div><p>For the latest market insights or to explore buying or selling opportunities, simply book an appointment or just reach out.&nbsp;</p></div>
<p></p></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 17 Sep 2025 14:24:36 -0700</pubDate></item><item><title><![CDATA[Orange County Real Estate Market Update: June 2025]]></title><link>https://www.macleanrealtygroup.com/blog/post/orange-county-real-estate-market-update-june-2025</link><description><![CDATA[<img align="left" hspace="5" src="https://www.macleanrealtygroup.com/Market Trends-14.png"/>As we dive into the Summer of 2025, Orange County, California, continues to be one of the most dynamic and sought-after real estate markets in the nation. Let’s break down the latest trends, opportunities, and insights for buyers and sellers in this vibrant Southern California hub.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_f7ec6ZPnQXiV1kb3Ig_R9g" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_8qgKZ-hCRbSZwV5WGc69Iw" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content- " data-equal-column="false"><style type="text/css"></style><div data-element-id="elm_QADU1YyNReuuoazYktmr1w" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_NYovcgoLH1JQnYaus64Y1g" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_NYovcgoLH1JQnYaus64Y1g"] .zpimage-container figure img { width: 1110px ; height: 582.54px ; } } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
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                theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Market%20Trends-15.png" size="fit" data-lightbox="true"/></picture></span></figure></div>
</div><div data-element-id="elm_YD3zlflwQaqxjvHjnmV_OA" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-left zptext-align-mobile-left zptext-align-tablet-center " data-editor="true"><h2></h2><div><h2></h2><div><p></p><div><p>As we dive into the Summer of 2025, Orange County, California, continues to be one of the most dynamic and sought-after real estate markets in the nation. With its coastal charm, strong economy, and diverse communities, the region attracts buyers and investors alike. But what’s the pulse of the market in June 2025? Let’s break down the latest trends, opportunities, and insights for buyers and sellers in this vibrant Southern California hub.</p><p><br/></p><h2 style="text-align:left;"><span style="font-size:24px;"><strong>A Market in Transition: Key Trends</strong></span></h2><h3><span style="font-size:20px;">Home Prices: High but Moderating</span></h3><p>The median home price in Orange County is hovering around $1.392 million for single-family homes which is down -1.1% year over year. &nbsp;The median price of $813,495 for attached homes (condos and townhomes) which is up +2.4% year over year. Forecasts suggest a modest 4.6% price increase through 2025, but some analysts predict a slight dip of 1.5% by mid-2026 due to rising inventory. Coastal luxury markets like Newport Beach and Laguna Beach continue to command premium prices, driven by affluent buyers seeking exclusive properties.</p><h3><span style="font-size:20px;">Inventory: Rising but Still Tight</span></h3><p>Inventory is creeping up, offering buyers more choices. In May 2025, active listings reached 4,583 a notable +46% increase from the same time last year. However, this is still only 2.7 months of inventory which is well below the 6 months of listings needed for a balanced market. A tighter supply continues to favor sellers, though the market is gradually moving toward balance.</p><h3><span style="font-size:20px;">S<span>ales Activity: Speed and Sensitivity</span></span></h3><p>Homes in Orange County are selling relatively quickly. Sold homes are averaging 14 days on the market while homes for sale are averaging 37 days on the market. Sales volume shows mixed signals: single-family home sales dropped -18% year over year, while attached homes dropped -15.5%. However, overall sales has stayed the same the past 3 months at about 1,700 homes sold per month which is what we have been averaging over the last couple of years.</p><h3><span style="font-size:20px;">Economic Influences</span></h3><p>Orange County’s robust economy, fueled by industries like tech, healthcare, and tourism, underpins its real estate strength. However, external factors like trade wars and tariffs could raise construction costs, potentially pushing new home prices higher. Mortgage rates remain a wildcard—if they ease, buyer activity could surge; if they rise further, demand may soften.</p><p><br/></p><h2 style="text-align:left;"><span style="font-size:24px;"><strong>Opportunities for Buyers</strong></span></h2><p>For those looking to buy in Orange County, June 2025 presents a window of opportunity:</p><ul><li><p><strong>More Choices</strong>: Rising inventory means less competition and fewer bidding wars compared to the frenzied markets of prior years.</p></li><li><p><strong>Negotiation Power</strong>: With homes taking slightly longer to sell, buyers can negotiate better terms or pricing, especially on properties that linger.</p></li><li><p><strong>Local Variations</strong>: Neighborhoods like Mission Viejo and Rancho Santa Margarita offer more affordable entry points than coastal enclaves. Researching local trends is key.</p><p><br/></p></li></ul><p><strong>Pro Tip</strong>: Get pre-approved for a mortgage to strengthen your offer, and work with a local agent to navigate the nuances of each city within Orange County.</p><p><br/></p><h2 style="text-align:left;"><span style="font-size:24px;"><strong>Strategies for Sellers</strong></span></h2><p>Sellers still hold an edge, but the market is becoming more competitive:</p><ul><li><p><strong>Price Strategically</strong>: Overpricing can lead to longer listing times as inventory grows. Price competitively to attract serious buyers.</p></li><li><p><strong>Highlight Appeal</strong>: Emphasize Orange County’s lifestyle—beaches, top schools, and vibrant communities—to stand out.&nbsp;</p></li><li><p><strong>Timing Matters</strong>: Summer is a peak season, so staging your home and listing early in June can maximize visibility.</p><p><br/></p></li></ul><p><strong>Pro Tip</strong>: Invest in minor upgrades (e.g., fresh paint, modern fixtures) to boost appeal without overextending your budget.&nbsp;<a href="https://www.macleanrealtygroup.com/blog/post/What-Are-The-Most-Common-Home-Improvements-Before-Selling" title="What are the most common home improvements before selling?&amp;nbsp;" target="_blank" rel=""></a><a href="https://www.macleanrealtygroup.com/blog/post/What-Are-The-Most-Common-Home-Improvements-Before-Selling" title="What are the most common home improvements before selling?&amp;nbsp;" target="_blank" rel="" style="color:rgb(29, 170, 226);">What are the most common home improvements before selling?&nbsp;</a></p><p><br/></p><h2><span style="font-size:24px;"><strong>What’s Next for Orange County?</strong></span></h2><p>Looking ahead, the Orange County real estate market in 2025 is poised for steady growth, with rising inventory offering breathing room for buyers and challenging sellers to be more strategic. While high prices and mortgage rates persist, the region’s enduring appeal and economic stability keep it a hot spot.&nbsp;</p><p><br/></p><p><span>If you need any help or guidance do not hesitate to reach out. Simply send us a message or book an appointment.&nbsp;</span><br/></p></div><p><span></span></p></div>
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